Policyholder PII. Claims records. Actuarial models. Reinsurance agreements. Every file that defines your business is constantly moving. To brokers, reinsurers, outside counsel, regulators, and AI systems. The moment any of it leaves your environment, your governance stops. Confidencial embeds persistent protection into the data itself, so coverage travels with the file, not just with the systems it passes through.
Insurance built strong perimeter security around data that moves constantly. At every handoff, the location-based protection stays behind. The data is on its own.
One compromised credential gives an authenticated attacker full access to everything they can reach. In an insurance environment, that means tens of thousands of policyholder records, years of claims history, and proprietary pricing logic. All exposed in a single authenticated session no security alert will catch.
Your perimeter protects the network. IAM controls who can authenticate. DLP catches accidental leakage. None of these controls travel with the file. When a claims adjuster emails a medical record to outside counsel, governance ends at send.
A single claims event might involve an adjuster, outside counsel, a medical provider, a reinsurer, and an AI copilot, each one a handoff where governance ends and exposure begins.
An attacker bypasses SSO or buys a compromised credential. Everything the adjuster can access is now accessible: the claims database, medical records, and years of policyholder history. No security alert fires because the session looks legitimate.
A claims file shared with a broker is routine. When the broker's systems are hit, every carrier file sitting in their environment is exposed. Policyholder PII, medical records, adjuster notes - none of it was protected once it left your perimeter.
An underwriter uses an AI copilot to summarize a claim. The file contains protected health information and PII. The model ingests it and processes it without any visibility or control.
A forwarded claims file is not a governance failure. It's the workflow.
A download is all it takes.
Not the system. Not the perimeter. From creation through AI ingestion.
Each product picks up where your existing stack stops. Deploy individually or together across your environment.
Protect policyholder PII and claims records as they move into broker systems, reinsurer portals, and AI pipelines. Every file is protected at the moment of movement. No manual redaction. No custom pipelines.
PII, medical records, and actuarial models are classified and protected before model ingestion. Underwriting copilots and claims AI work with what they should - nothing more. Carriers adopt AI without creating a new category of regulatory exposure.
Discover, classify, and protect policyholder data across cloud, on-prem, and hybrid carrier environments. Protect policy records, claims databases, and actuarial archives at rest and in motion.
Protected file exchange for broker and reinsurer workflows. Every file encrypted client-side, tracked end-to-end, and revocable after delivery. Chain of custody extends beyond your perimeter.
Protected data environments for reinsurance negotiations, regulatory submissions, and M&A workflows. Every document carries its own access policy.
State insurance regulators, federal agencies, and international frameworks are all moving in the same direction: verifiable chain of custody, encryption at the data level (not just the perimeter), and documented controls that follow data into third-party environments. Perimeter logs don't satisfy these requirements.
The carriers that can demonstrate provable, documented protection for policyholder data, with an audit trail that survives every handoff, not a policy document, have a credible answer when a regulator examines their data governance program.
Yes. Confidencial operates at the content layer, below your existing claims and policy systems. Those systems work exactly as they do today — no workflow changes, no retraining. Protection is applied when files are created or shared, and travels with the file into any environment it reaches.
DLP catches accidental exfiltration — unauthorized sends, blocked uploads, flagged transfers. Insurance risk is intentional sharing: brokers, reinsurers, outside counsel, regulators. DLP has no visibility or control once an authorized user shares an authorized file to an authorized recipient. That's the entire insurance workflow. Confidencial is the layer that activates precisely where DLP stops.
Protected files return nothing usable to an unauthorized AI process. PII, medical records, and pricing logic are encrypted before they could reach the model. The protection is cryptographic — it doesn't depend on underwriter awareness or behavior change. Depending on the data, this also closes potential HIPAA and state privacy law exposure.
An authenticated attacker reaches data they cannot access. Protection is embedded in the file itself — not dependent on access controls that the attacker has already bypassed. The breach still happens. The blast radius collapses at the file level. Incident scoping drops from weeks to hours.
NAIC model law and NY DFS 23 NYCRR 500 both require verifiable controls, audit trails, and evidence of data governance across third-party relationships. Confidencial's access log is the chain of custody evidence — generated automatically, producible on demand. Not a policy document. Cryptographic proof of what happened, when, and to whom.
No. Protection is embedded in the file at the carrier level before it leaves. Brokers and reinsurers work with the files exactly as they do today. The protection is architectural — it doesn't depend on recipient cooperation, IT infrastructure, or behavior change.
One adjuster email. One broker forward. One underwriter pasting data into an AI copilot. That’s all it takes to lose governance over a file containing medical records and policyholder PII. We’ll show you exactly where your controls stop.
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